Independent · 25+ insurers · 8 provinces

Wealth, protected.
Legacy, secured.

I help Canadian families build wealth, protect what they've earned, and structure a legacy that lasts — comparing solutions across 25+ insurers, so you always deal directly with me, not a call centre.

📅 Book a Free Call 💬 WhatsApp Visit ibrinsurance.ca ↗

Rattan Taggar HLLQP Licensed 647-745-6850 Windsor, Ontario

25+

Canadian insurers

2,000+

Families served

425+

Five-star reviews

Provinces licensed

Why independent matters

More choice.
One advisor.

One company can only show you its own products. As an independent advisor, I compare solutions from 25+ Canadian insurers and explain the differences — so you make an informed decision, not a pressured one.

iA Financial Sun Life Manulife Canada Life Equitable Life Empire Life Desjardins + 18 more

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No quotas. No upsells.

I'm not incentivized to push one carrier's products. The recommendation fits your situation.

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One person. Not a call centre.

You deal with me from first call through underwriting to policy delivery and beyond.

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Investor-first perspective.

Managing a C$2M+ equity portfolio since 2017 means insurance advice that accounts for the full financial picture.

What I cover

Every layer of protection.
One conversation.

Most people are over-insured in some areas and completely exposed in others. We'll review both.

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Life Insurance

Term, whole life, and universal life. 10, 20, 25 or 30-year terms. No-medical-exam options up to $500K–$1M. Structured to protect your family, your mortgage, and your estate.

Most common ↗

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Disability Insurance

Own-occupation coverage that replaces your income if you can't work — not just any job.

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Critical Illness

A lump sum on diagnosis of cancer, heart attack, stroke, or 25+ covered conditions. Use it however you need.

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Super Visa & Visitors Insurance

$100K minimum as required by the government. Same-day approval in most cases. For parents and grandparents visiting Canada.

Popular ↗

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Group Benefits

Health, dental, vision and disability for your team. Structured to attract talent without breaking payroll.

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Segregated Funds

Market-linked growth with principal guarantees and estate bypass. The investment wrapper most advisors don't explain properly.

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RRSP, TFSA & FHSA

Registered accounts set up correctly. FHSA for first-time buyers — a tax deduction and tax-free growth combined.

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Estate Planning

Offset RRSP taxes and probate fees. Pass more on to your family. Corporately-owned life insurance for business owners.

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Corporate Insurance

Key person insurance, buy-sell agreements, and corporately-owned life insurance (COLI). Protect the business, protect the partnership, and move money out of the corporation tax-efficiently.

How it works

Getting covered doesn't
have to be complicated.

One call. Five steps. Done.

Understand

We talk through your family, income, goals, existing coverage and budget. No forms, no pressure — just a conversation.

Compare

I compare the options available to you across 25+ Canadian insurers — not just one company's products.

Explain

I walk you through advantages, disadvantages, costs and trade-offs — in plain language. This is where I add the most value.

Apply

I handle the paperwork from application through underwriting to policy delivery. You don't chase anyone.

Support

Your relationship with me doesn't end when the policy is issued. Life changes — your coverage should too.

Book a call

One call. Honest review.
No obligation.

Pick a time below — 20 to 45 minutes. We'll go through your situation and you'll leave with a clear next step.

💬 WhatsApp instead Visit full website ↗

Insurance is provincially regulated. Coverage availability varies. This page is for information only — not a guarantee of coverage or pricing.

Wealth, protected.Legacy, secured.

More choice.One advisor.

Wealth, protected.
Legacy, secured.

More choice.
One advisor.