The Punjabi Finance Monthly — Free Newsletter for Canadian Investors

Understand what happened
in the markets — in 15 minutes.

A free monthly PDF covering Canadian stocks, US markets, interest rates, and housing. Every number verified. Plain English.

Financial news is noisy. Every month we gather the important numbers from trusted sources and explain what they actually mean for Canadian investors.

✓ 10 pages every issue

✓ Every number verified

✓ First week of every month

✓ Free forever

Who It's For

Is this for you?

Four types of people get the most out of this newsletter.

📊

You follow stocks, rates, or housingYou want the real numbers — not headlines that leave out the context.

⏱️

You don't have time for financial newsOne 15-minute read gives you everything that mattered last month.

🇨🇦

You're a Canadian investorMost finance content is built for Americans. This one is built for you.

📖

You're still learningEvery issue includes one plain-English lesson tied to that month's actual data.

Every Issue

What's inside each issue

Seven sections every month. Same structure, fresh data. You always know what to expect.

Section 01

Canadian Stock Market

TSX Composite monthly and year-to-date performance. Sector winners and losers with verified figures. What moved the market and why.

TSXSectorsGlobe & Mail / TMX

Section 02

US Stock Market

S&P 500, Nasdaq, Dow, Russell 2000. Where money moved out of and into that month — the rotation story in two columns, with a Canada-US comparison.

S&P 500NasdaqSector Rotation

Section 03

Interest Rates

Bank of Canada and U.S. Fed decisions side by side. What the rate gap means for your mortgage, GICs, and the Canadian dollar.

BoCFedCPIMortgages

Section 04

Canadian Housing

CREA national data plus the big markets — Toronto, Vancouver, Calgary, and Edmonton — with verified stats from TRREB, GVR, CREB, and RAE.

CREATorontoVancouverCalgary

Section 05

US Housing

Existing home sales, new builds, and the 30-year mortgage rate from Freddie Mac. How the US market compares to Canada right now.

NARCensusFreddie Mac

Section 06

The Monthly Lesson

One financial concept explained through that month's actual data. A different topic every issue, with one action you can take.

EducationOne actionReal data

Past lesson topics

Why interest rates move markets

What CPI actually measures

What diversification really costs

Why housing inventories matter

Average price vs. the price index

TFSA vs. RRSP decisions

Month at a Glance

The month in six key numbers — one per story. Then five dates to circle for the month ahead: US CPI, Canada CPI, Bank of Canada decision, FOMC meeting, and one standing macro event. You always know what's coming and when.

Six Key Numbers Five Dates to Watch What's Next

The Punjabi Finance Monthly

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Education only — not financial advice. Every number verified from primary sources including StatCan, Bank of Canada, CREA, and the U.S. Federal Reserve.